Monthly Budget Tracker — Annual Plan, Transactions Log, Live Dashboard

A complete personal and small-business budgeting system built in Excel — and fully compatible with Google Sheets. Plan your year, log every transaction, and watch your dashboard update automatically. What you get: • YTD Dashboard: income, expenses, savings, top categories at a glance • Annual Budget: set monthly targets per category for the full year • Transactions Log: date, account, category, amount with smart dropdowns • Actual vs Budget: see exactly where you are over or under • Setup: 7 income categories, 17 expense categories, 8 savings categories — all editable • How to Use: a step-by-step walkthrough so you are running in under 5 minutes Built for: • Solopreneurs and freelancers who want one place for their money • Households tracking shared spending • Anyone tired of cobbling together cheap printable templates Tech: • Works in Excel 2016+ (Windows, Mac) and Google Sheets • No macros, no add-ins, no Pro account required • 6 sheets, 461 formulas — tested with 250+ transactions • Two ways to use: download the .xlsx OR open the Google Sheets version included in your access PDF